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Discuss the history of opiate drug use from its introduction to Western society up until the passage of the American Harrison Narcotic Act and the Canadian Opium Act in 1908 and Opium and Narcotic Drug Act (1929).
Annual Interest Rate
The percentage increase in money owed or invested over a year, due to interest.
Amortize
The process of gradually paying off a debt or spreading the cost of an intangible asset over its useful life for accounting and tax purposes.
Equal End-of-Year
A term referring to payments or allocations that are made uniformly at the end of each year.
Effective Annual Rate
The effective annual rate (EAR) is the interest rate on a financial product restated from nominal terms into an annualized rate accounting for compounding over a period.
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