Which of the Following Statements Most Accurately Represents the Factors

question 27

Multiple Choice

Which of the following statements most accurately represents the factors that encourage social loafing among groups instead of social facilitation effects?

• A) the ability to evaluate what members are contributing to a task
• B) evaluation apprehension among all group members
• C) the belief that one's effort is not mandatory for the group's success and that individual contributions cannot be assessed
• D) when no member of the group is an expert, with the result that the effort and effectiveness of each member are reduced.

---

Definitions:

Credit Default Swaps

Financial swap agreements that transfer the credit exposure of fixed income products between parties.

CDS Buyer

An entity that purchases a credit default swap, obtaining protection against specific credit risks.

CDS Seller

A counterparty in a credit default swap agreement who provides credit protection, compensating the buyer in case of a debt default or other credit event.

Predatory Lending

Unscrupulous lending practices that impose unfair, deceptive, or abusive loan terms on borrowers, often leading to a debt trap.