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The procedures that an object performs are called
Premium
An amount paid for an insurance policy or added to the regular price of something.
Diversification
The strategy of spreading investments across various financial instruments, industries, or other categories to reduce risk.
Investment
entails the allocation of resources, usually money, into assets or projects expected to generate returns or profits over time.
Risk
The exposure to uncertainty or the potential of loss that can occur as a result of an investment's actual return differing from the expected return.
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