There Has Been a Major Increase in the Number of African

question 22

True/False

There has been a major increase in the number of African American prisoners during the past 30 years.

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Definitions:

Poor Driving Record

A history of traffic violations, accidents, or both, indicating a driver's inability to operate a vehicle safely.

Regular Premium

Payments made on a consistent basis, typically monthly or annually, to maintain an insurance policy or investment product.

Short-rate Refund

A method of calculating the refund amount a policyholder receives if they cancel their insurance policy before it expires, which may include a penalty.

Premium Rate

The rate charged for an insurance policy, reflecting the cost of coverage.