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People do not always make riskier decisions in a group than when alone.
Formal Religion
Organized religious practices and institutions that have structured doctrines, rituals, and clergy, as opposed to more personal or informal spiritual beliefs.
Agnostics Or Atheists
Individuals who either doubt the existence of God or gods (agnostics) or deny the existence of any deities (atheists).
Secularization
The process by which developed societies move away from explanations based on religion to ones based on science, rationality, and logic.
Rationality
The quality of being based on or in accordance with reason or logic.
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