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Which of the following is a characteristic of exculpatory clauses?
Subordinates
Individuals who are lower in rank or position within an organization, often reporting to a supervisor or manager.
Non-salary Expenses
Costs incurred by a business or individual that are not related to direct wages or salaries, such as utilities, rent, or equipment.
Health Insurance
Health insurance is a form of insurance coverage that pays for medical and surgical expenses incurred by the insured, providing financial protection against high healthcare costs.
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