Tim Has a Property Insurance Policy

question 31

Multiple Choice

Tim has a property insurance policy.He gets a job in a lab and brings his work materials home to do experiments,which require highly-explosive chemicals to be kept on the premises.Does the insurer have to cover an explosion?

• A)Yes,unless the policy excluded damages caused by an explosion.
• B)Yes,as long as Tim's behavior was not illegal.
• C)Yes,under all circumstances.
• D)No,if the policy had an increase of hazard provision.

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