When the Insurer Asks the Court to Determine Whether the Insurer

question 64

Multiple Choice

When the insurer asks the court to determine whether the insurer owes obligations to the insured under the policy in connection with the particular liability claim made against the insured by the injured third party,it is filing a(n) :

• A)equity of redemption.
• B)advance directive.
• C)reservation of rights notice.
• D)declaratory judgment.

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Definitions:

Common Law Actions

Legal remedies derived from precedents established by court decisions, as opposed to statutes or written laws.

Environmental Damage

Harm caused to the natural environment due to human activities, often necessitating restitution or remediation efforts.

Trespass

A tort consisting of the injury of a person, the entry on the lands of another without permission, or the seizure or damage of goods of another without consent.

Nuisance

Interference with the enjoyment of real property or, in some cases, material interference with a person’s physical comfort.