West Is Seeking to Collect on a Property Insurance Policy

question 35

Multiple Choice

West is seeking to collect on a property insurance policy covering certain described property which was destroyed.The insurer has denied recovery based upon West's alleged lack of an insurable interest in the property.In which of the situations described below will the insurance company prevail?

• A)West is not the owner of the insured property but a long-term lessee.
• B)The insured property belongs to someone else,but West holds the mortgage on it.
• C)The insured property does not belong to West,but instead to a corporation which he controls.
• D)The property has been willed to West's father for life,and upon his father's death,to West as the remainderman.

---

Definitions:

Klinefelter Syndrome

a genetic condition affecting males, characterized by the presence of an extra X chromosome, leading to symptoms such as reduced masculinity, infertility, and physical abnormalities.

Congenital Adrenal Hyperplasia

is a group of inherited disorders of the adrenal gland, characterized by a deficiency in the enzymes needed for the production of cortisol, which can affect sexual development and growth.

Androgen Insensitivity Syndrome

A genetic condition where a person who is genetically male is resistant to male hormones (androgens), leading to the development of female physical traits but male genetic makeup.

Gender Schemas

Cognitive structures that reflect the perceived societal norms and expectations associated with male and female roles.