When There Are Insufficient Funds in a Drawer's Account,and a Check

question 19

Multiple Choice

When there are insufficient funds in a drawer's account,and a check is presented to be honored,the bank can:

• A)honor the check,and charge the customer on the next deposit.
• B)return the check,and charge a penalty.
• C)hold the check and payment,even if the holder suffers a loss against the drawer.
• D)charge a fee to the holder in due course and to the drawer.

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Definitions:

Arousal Theory

A theory suggesting that people are motivated to maintain an optimal level of arousal, which varies from one individual to another.

Maslow's Hierarchy

A theory in psychology proposed by Abraham Maslow that presents a hierarchy of human needs, from basic physiological needs to self-actualization.

Plutchik's Scheme

A psychoevolutionary theory of emotion, proposing eight primary bipolar emotions and their combinations, interactions, and variations.

Primary Drive

Basic, innate urges such as hunger and thirst that motivate behavior to satisfy physiological needs.