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Why would a usury law result in banks making less credit available to low-income households?
Percentage Change
A mathematical calculation that shows how much a quantity has increased or decreased as a percentage of its previous value.
Net Operating Income
The profit generated from normal business operations, excluding expenses from interest and taxes.
Contribution Margin Ratio
The proportion of sales revenue that exceeds variable costs, indicating how much contributes to covering fixed costs and generating profit.
Target Profit
The amount of net income a company aims to achieve for a specific period as part of its financial and operational planning.
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