If a Life Insurance Company Does Not Require a Medical

question 25

Multiple Choice

If a life insurance company does not require a medical exam of its policyholders,it is most likely that the company

• A) charges above-average premiums.
• B) charges below-average premiums.
• C) charges no premiums.
• D) has only very healthy policyholders.

Understand the strategic use of background information in queries to orient the reader towards the main objective.

Understand the importance and techniques of crafting concise, direct messages for routine inquiries in business communication.

Identify and apply the direct order in good-news and neutral messages for clarity and effectiveness.

Recognize the significance of the you-viewpoint over the we-viewpoint in positive message scenarios.

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Definitions:

Capital Goods

Long-lasting goods that are used in the production of other goods or services, such as machinery, buildings, and equipment.

Investment In-Kind

Contributions of goods, services, or other non-monetary assets to an investment or project rather than cash.

Surplus Labor

The part of the labor force that exceeds the amount needed for the current level of production.

Earthen Dams

Structures built from natural materials like earth and rock, primarily used to retain water and prevent flooding.