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Which of the following is the most likely reason for low mental health utilization rates for Asian Americans?
Bearer Instrument
A financial document not assigned to a specific holder, thus whoever holds the document has the right to cash or transfer it.
Order Instrument
A financial instrument that is payable to a specific person or their order, thus requiring endorsement for transfer.
Bearer Instrument
A negotiable financial instrument, such as a check or bond, that entitles the holder in possession to the rights of the instrument, with no need to prove ownership.
Assignee
The party who receives rights or interests in a contract from the assignor.
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