Joe Entered a Store and Approached a Display of China

question 68

Multiple Choice

Joe entered a store and approached a display of china. He was examining an extremely valuable vase and carelessly dropped it, destroying it. Which of the following is correct with respect to his liability?

• A) If the store has insurance coverage, the insurance will cover his careless conduct and he doesn't have to worry about anything.
• B) If the store has insurance coverage, the insurance will pay the store for the loss but may pursue Joe for repayment by suing him for negligence.
• C) Joe cannot be sued for the loss because Joe is not a party to the insurance contract.
• D) If the store does not have insurance coverage, they should have and so Joe has no responsibility in these circumstances.
• E) Joe is responsible only if the store has no insurance coverage.

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Definitions:

Work Independently

The ability to perform tasks and solve problems without relying on assistance from others.

Feel More Confident

The process or state of gaining higher self-assurance and trust in one's abilities.

Brainstorming Session

A group activity aimed at generating a wide range of ideas or solutions to a problem through spontaneous and free-flowing discussion.

Independently

Acting on one's own; making decisions or taking action based on one's own judgment without relying on others.