All of These Are Recognized as Important Influences in the Development

question 1

Multiple Choice

All of these are recognized as important influences in the development of the banking crisis of 2008 and the resulting credit crisis EXCEPT

• A) Consumers, especially homeowners, took on too much debt.
• B) Too many subprime loans were repackaged and sold as securities.
• C) The U.S. government promised to buy unlimited amounts of debt from FHLB.
• D) Real estate prices collapsed.

Understand both traditional problem-solving and strengths-based approaches in family intervention.

Comprehend the concept and importance of reframing in family intervention for promoting positive perspectives.

Grasp the dynamics and challenges of involving entire families in problem-solving sessions.

Identify the advantages of working with entire families, including the potential for enhanced objectivity.

---

Definitions:

Unstructured Interview

An interview method where questions are not pre-planned, allowing for a flow of conversation that can uncover deeper insights into the interviewee's attitudes, motivations, and feelings.

Objective Test

A form of assessment with standardized questions that have a single correct answer, eliminating subjectivity in grading.

MMPI-2

The Minnesota Multiphasic Personality Inventory-2, a widely used standardized psychometric test of adult personality and psychopathology used to assist with the diagnosis of mental disorders.

Reliability

The tendency of a test to produce the same scores again and again each time it is given to the same people.