When Developing a Credit Scoring Report, Many Variables Would Be

question 5

Multiple Choice

When developing a credit scoring report, many variables would be considered. Which of the following best represents the major factors Dun & Bradstreet would examine?

• A) The age of the management team, the dollar amount of sales, net profits, and long-term debt.
• B) The age of the company, the number of employees, and the level of current assets.
• C) The financial statements, satisfactory or slow payment experiences, and negative public records (suits, liens, judgments, and bankruptcies).
• D) The company's cash balances, return on equity, and its average tax rates.

Differentiate between classical conditioning and operant conditioning.

Recognize different types of reinforcement and punishment in operant conditioning.

Understand the concept of reinforcement schedules and their effects on behavior.

Identify and understand the application of conditioning principles in real-life scenarios.