A Document Attached to the Policy That Modifies Its Coverage

question 128

Multiple Choice

A document attached to the policy that modifies its coverage by adding or deleting a specified condition is called a(n)

• A)beneficiary.
• B)waiver of premium.
• C)automatic premium loan.
• D)rider.
• E)incontestability clause.

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Definitions:

Cross-Tolerance

A phenomenon in which tolerance to the effects of a certain drug produces tolerance to another drug, usually because both drugs share similar mechanisms of action.

Drug Group

A classification of medications or compounds with similar chemical structures, mechanisms of action, therapeutic uses, or side effects.

Addiction

A complex brain disorder characterized by escalation, compulsive drug taking, and relapse; called substance use disorder per the DSM-5.

Schizophrenia

A mental disorder characterized by disruptions in thought processes, perceptions, emotional responsiveness, and social interactions, presenting symptoms like hallucinations and delusions.