A Method of Evaluating the Cost of Life Insurance by Taking

question 66

Multiple Choice

A method of evaluating the cost of life insurance by taking into account the time value of money is called:

• A) double indemnity.
• B) guaranteed insurability.
• C) an interest-adjusted index.
• D) the consumer price index.
• E) a present value index.

---

Definitions:

Alleles

Variations of a gene that occur on the same place on a chromosome, contributing to the diversity of phenotypes in a population.

Sickle-Cell Anemia

Sickle-cell anemia is a genetic blood disorder characterized by red blood cells that assume a rigid, sickle shape, leading to poor oxygen delivery, pain, and potential complications.

Genetic Mutation

A genetic mutation is a permanent alteration in the DNA sequence that makes up a gene, potentially leading to variations in physical traits or health conditions.

Malaria

A mosquito-borne infectious disease affecting humans and animals caused by Plasmodium parasites, characterized by fever, vomiting, and fatigue.