In Evaluating Your Credit Application, a Lender May

question 176

Multiple Choice

In evaluating your credit application, a lender may:

• A) ask your age.
• B) want to know if you are on public assistance.
• C) require your marriage certificate.
• D) ask if you are married or divorced.
• E) ask your race and nationality.

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Definitions:

Draw a Penny

A cognitive task that tests memory and attention to detail by asking individuals to draw a penny from memory, highlighting how seldom people notice fine details of common objects.

Recognize

The ability to identify something as familiar or previously encountered, based on memory or prior knowledge.

Visual Recognition

The cognitive process by which the brain identifies and understands objects, faces, and symbols seen through the eyes.

Visual Images

Mental representations of objects, scenes, or events that are not currently present to the senses.