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What Is It Called When a Hacker Looks Through Your

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What is it called when a hacker looks through your trash to find personal information?

Recognize the effects of specifying payment mediums and parties on the negotiability of instruments.
Analyze the impact of specific clauses (like acceleration clauses) on the negotiability of promissory notes.
Understand how the absence or presence of certain elements (like signature or specific payee) affects an instrument's negotiability.
Differentiate between negotiable and nonnegotiable instruments based on real-life examples.

Definitions:

Junk Bonds

Junk bonds are high-yield bonds that carry a higher risk of default compared to investment-grade bonds, offering higher interest rates to compensate for the increased risk.

Interest Rate Risk

The potential for investment losses due to fluctuations in the interest rates, affecting the value of interest-bearing assets like bonds.

Variable Rate Coupons

Bonds or other loans that have interest payments adjusted at periodic intervals based on a reference interest rate.

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