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Discuss disparate impact.
Interest
The charge for borrowing money, typically expressed as an annual percentage rate, or the profit earned on money invested.
Obey
To follow or comply with commands, restrictions, or instructions, often from an authority or rule.
Contract
An agreement that is enforceable by law, involving two or more parties, which stipulates their duties and entitlements.
Ratification
The act of officially approving an agreement or treaty, often by a vote or other formal decision.
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