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What are the three large categories of torts?
Prime Rate
The interest rate that commercial banks charge their most credit-worthy customers, often used as a benchmark for other rates.
Credit Worthiness
An assessment of a borrower's ability to repay a loan or debt based on their financial history and current status.
FICO Score
A credit score measuring a borrower's likely ability to repay a loan. A person’s FICO score will range between 300 and 850. A score of 700 or more indicates that the borrower’s credit standing is good. FICO is an acronym for the Fair Isaac Corporation, the creators of the FICO score.
Mortgage Default Rate
The percentage of borrowers who fail to make their mortgage payments on time, risking foreclosure.
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