Which of the Following Wouldhelp to Minimize Adverse Selection

question 89

Multiple Choice

Which of the following wouldhelp to minimize adverse selection?

• A)Having a middleman or specialist to sell used products to consumers
• B)Doing away with the down payment on a loan
• C)Raising the price on a good or service,such as the interest rate on a loan
• D)Eliminating the system of providing a collateral while taking a loan.
• E)Eliminating the system of deductibles in health insurance.

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Definitions:

Formal Charge

The charge assigned to an atom in a molecule, assuming that electrons in all chemical bonds are shared equally between atoms.

Oxygens

are chemical elements with the symbol O and atomic number 8, essential for respiration and combustion processes, often found in molecular forms.

Formal Charge

A theoretical charge assigned to an atom in a molecule, calculated based on the assumption of equally shared electrons in bonds.

Non-Bonding Electrons

Non-bonding electrons, also known as lone pairs, are valence electrons on an atom that are not involved in chemical bonding and significantly influence molecular shape and polarity.