The Banking System Currently Has $10 Billion of Reserves, None

question 197

Multiple Choice

The banking system currently has $10 billion of reserves, none of which are excess. People hold only deposits and no currency, and the reserve requirement is 10 percent. If the Fed raises the reserve requirement to 20 percent and at the same time buys $1 billion worth of bonds, then by how much does the money supply change?

• A)It falls by $45 billion.
• B)It falls by $52 billion.
• C)It falls by $55 billion.
• D)None of the above is correct.

Recognize the legal protections provided to employees under various U.S. federal employment laws.

Distinguish between different forms of employment discrimination and the legal defenses available to employers.

Comprehend the procedural process of filing and proving a discrimination claim under U.S. federal law.

Identify the role of both federal and state laws in protecting employees in the workplace.

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Definitions:

Skin Microbes

The diverse community of microscopic organisms, including bacteria, fungi, and viruses, that inhabit the skin's ecosystem.

P. Acnes

A bacteria found on the skin that is often associated with the development of acne.

Skin pH

The pH level of the skin’s surface, which is slightly acidic, typically ranging from 4.7 to 5.75, important for the skin's barrier function and microbial flora balance.

Sebum-Production

The process by which sebaceous glands in the skin produce and secrete an oily, waxy substance called sebum to lubricate and waterproof the skin and hair.