When Many Depository Institutions--Especially Thrifts--Failed in the 1970s and 1980s

question 32

Multiple Choice

When many depository institutions--especially thrifts--failed in the 1970s and 1980s,

• A)most depositors got their money back
• B)most depositors lost everything
• C)most of the losses to depositors were paid out of the pockets of the owners of these institutions
• D)the U.S.taxpayer,fortunately,avoided bearing any of the financial burden of the losses
• E)the entire economy collapsed and the country was plunged into a severe depression

Understand the role of clinical, cultural, diagnostic, and treatment formulations in case conceptualization.

Comprehend the importance of linking treatment plans to assessment data.

Understand the use and importance of the DSM in counseling.

Recognize the importance of client involvement in treatment planning.

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Definitions:

Reinforcement

A psychological principle that involves using consequences to strengthen a behavior, making it more likely to occur in the future.

Classical Conditioning

An instructive method involving the repeated pairing of two stimuli; a response, initially elicited by the second stimulus, is in time elicited by the first stimulus independently.

Operant Conditioning

A method of learning where behavior alteration occurs through the application of incentives or consequences.

Associate

To connect or link in one's mind, often referring to the process of forming mental connections between ideas, objects, or experiences.