Examlex
Research indicates that credit card debt is most related to ____.
Major Redirection
A significant change in strategy or focus, often requiring an organization or individual to adopt new approaches or paths.
Fundamental Shifts
Significant changes in the core or essential parts of a society, economy, or industry that alter its direction or methods.
Evolution
The process of change and development over time, often referring to the gradual adaptation of organisms or ideas.
Bottom-up Change
A change management approach where initiatives and ideas originate from lower levels of the organizational hierarchy, engaging employees and encouraging innovation and collaboration.
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