Even Though She Knows That Most People Take Much Longer

question 166

Multiple Choice

Even though she knows that most people take much longer than they anticipate in finishing their dissertations (sometimes even years longer) , Tyra is certain that she will be able to conduct her dissertation research, write up her dissertation, and defend it to her dissertation committee, all within nine months. She is sure that if she works hard she will be able to successfully finish on schedule. Tyra appears to be ____.

• A) subject to the planning fallacy
• B) showing evidence of the Zeigarnik effect
• C) subject to the omission bias
• D) an entity theorist

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Definitions:

SIMPLE Retirement Plan

A tax-deferred retirement plan offered by small employers, including self-employed individuals, allowing employees and employers to contribute to an Individual Retirement Account (IRA).

Qualified Pension

A pension plan that meets the requirements of the Internal Revenue Code and the Employee Retirement Income Security Act (ERISA), offering tax advantages to the contributing entity.

Coverdell Education Savings Account

A tax-advantaged savings account designed to pay for education expenses, from elementary through higher education.

AGI Phaseout Rules

Guidelines that gradually reduce or eliminate certain deductions and credits as adjusted gross income (AGI) reaches specified levels.