Suppose a bank has the following balance sheet: 
If the desired reserve ratio is 10 percent, how much excess reserves does the bank have? What is the maximum amount that the bank can expand its loans?
Definitions:
G Factor
A construct that refers to the general intelligence factor believed to underlie all cognitive abilities.
Overall Ability
The comprehensive capacity of an individual to perform tasks and solve problems across various domains.
Specific Abilities
Distinct skills or talents that relate to particular tasks or activities, highlighting the specialized aptitude an individual may possess.
Predictive Validity
The extent to which a score on a scale or test predicts future performance on a related task.
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