Which of the Following Is Not Likely to Be a Characteristic

question 26

Multiple Choice

Which of the following is not likely to be a characteristic of a numerical credit scoring system?

• A)Used to prescreen credit applications
• B)Used shareholders' income tax returns
• C)Less subjective than using individual loan officers
• D)Most appropriate for consumer loans

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Definitions:

Customer Orientation

A business strategy that focuses on creating a positive experience for customers, emphasizing their needs and satisfaction.

Exceeds Expectations

A performance rating that indicates an individual or work has surpassed the set standards or goals.

Retain Customers

Strategies and practices aimed at keeping existing customers engaged and continuing to purchase products or services.

Profitable

Earning more revenue than the cost of goods sold, expenses, and taxes, leading to financial gain.