Examlex
Which of the following is NOT a force for stability?
Flood Insurance
A specific type of insurance policy that covers property damage due to flooding, often required for buildings in flood-prone areas.
Diversification
An approach that involves putting money into different types of assets to minimize the total risk.
Insurance Monies
Funds paid out by insurance companies to policyholders in the event of a claim for loss or damage covered by a policy.
Adverse Selection
A situation in markets where buyers or sellers have information that other participants do not have, leading to an inefficient transaction outcome.
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