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Organizational change can occur as a simple response to the latest management fad or fashion.
Forward Currency
A contract to exchange a specific amount of one currency for another at a future date and at a predetermined rate, used to hedge against currency risk.
Premium
An amount paid in addition to the standard or nominal cost, often associated with insurance, bonds, or the difference above a product's nominal value.
Spot Rate
The current market price at which a particular asset, such as currency, commodity, or security can be bought or sold for immediate delivery.
Direct Quote
A currency exchange rate quoted as the domestic currency per unit of the foreign currency.
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