One Reason Suggesting That Banks May Be Better Than Individuals

question 45

Multiple Choice

One reason suggesting that banks may be better than individuals at matching lenders to borrowers is that banks:

• A)Can shift loan risk to their deposit customers.
• B)Are motivated by the potential for profit.
• C)Do not have any income tax liability.
• D)Have information to evaluate creditworthiness.

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Definitions:

Interpretive Approaches

Research methodologies that aim to understand the world from the perspective of those being studied, focusing on symbolic meaning and social constructions.

Communication Research

focuses on the study of how people use messages to generate meanings within and across various contexts, cultures, channels, and media.

Observation

The active acquisition of information from a primary source using the senses or instruments.

Triangulation

The use of multiple methods or data sources in research to enhance the validity of the findings.