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Fair And Accurate Credit Transactions Act
A federal law established to enhance consumer protections, focusing on the accuracy and privacy of information held by credit reporting agencies.
Identity Theft Reports
Detailed records or claims made by individuals regarding the unauthorized use and fraud of their personal information.
Consumer Reporting Agencies
Organizations that compile and provide credit histories and other financial data on individuals to creditors, employers, and landlords.
Magnuson-Moss Warranty Act
A federal law established in 1975 to improve the clarity and understanding of warranties for consumers, making warranties on consumer products more understandable and enforceable.
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