Richard Beck Has a Life Insurance Policy Which He Has

question 164

Multiple Choice

Richard Beck has a life insurance policy which he has altered to include an accidental death benefit payable to his son and daughter. This alteration has most likely been done by attaching a(n) ____ to the policy.

• A) accelerated benefits clause
• B) policy dividend
• C) guaranteed insurability clause
• D) second-to-die rider
• E) double indemnity rider

Understand the principles behind behavior therapy techniques such as systematic desensitization.

Understand the relationship between psychological disorders and sleep patterns.

Identify drugs used to treat specific psychological disorders and their effects.

Understand how antidepressant and antipsychotic drugs affect the nervous system.

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Definitions:

Anxiety Disorder

A category of mental health disorders characterized by significant and persistent worry and fear that interfere with daily activities.

Cognitive Therapies

A type of psychotherapy that focuses on changing unhelpful or negative thought patterns to improve emotional regulation and cope with mental health issues.

Favorable Results

Outcomes or findings that are advantageous, beneficial, or desired in a particular context or experiment.

Treatment

A method or course of action used to improve a condition or alleviate an ailment or disease.