Nathanial Drummond Has Three Different Insurance Policies

question 53

Multiple Choice

Nathanial Drummond has three different insurance policies. He has been injured in an accident and has incurred $30,000 in medical bills. There is a clause in all of his insurance contracts that ensures he receives no more than a total of $30,000 in payments from his insurance companies. What is this clause called?

• A) Coordination of benefits
• B) Deductible
• C) Coinsurance
• D) Stop-loss provision
• E) Waiver of premium

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Definitions:

Etruscan Contribution

Refers to the various influences and legacies of the Etruscan civilization in areas such as art, architecture, and technology in ancient Italy.

Circular Plan

An architectural layout where the main elements are arranged in a circle or have a radial symmetry, commonly used in religious and defensive structures.

Equestrian Portrait

A genre of portraiture where the subject is depicted riding a horse, often used historically to signify nobility, military prowess, or high social status.

Marcus Aurelius

Roman emperor from 161 to 180 CE and a Stoic philosopher, best known for his work "Meditations," which offers insights into his philosophical interests and the challenges of his rule.