Zachary Harris Owns a Home in Elk City

question 23

Multiple Choice

Zachary Harris owns a home in Elk City. There was a bad thunderstorm and his gazebo was hit by lightening and burned to the ground. What part of his homeowner's insurance policy would cover this loss?

• A) Buildings and other structures
• B) Additional living expenses
• C) Personal property
• D) Personal liability
• E) Specialized coverage

---

Definitions:

Biological Portion

Component or section of a biological sample or structure with specific functions or characteristics.

Phosphorus

A chemical element essential for life, playing key roles in biological molecules like DNA, RNA, and ATP, and involved in energy transfer within cells.

Biological Magnification

The process by which the concentration of toxic substances increases in each successive link in the food chain.

Bioaccumulation

The concentration of a chemical pollutant in the tissues of an organism rises over the course of the organism’s lifetime.