Which Federal Law Regulates the Use of Credit Reports, Requires

question 111

Multiple Choice

Which federal law regulates the use of credit reports, requires the deletion of obsolete information, and gives you access to your file?

• A) Truth in Lending Act of 1969
• B) Fair Credit Billing Act of 1975
• C) Equal Credit Opportunity Act of 1975
• D) Fair Credit Reporting Act of 1971
• E) Fair Debit Collection Practices Act of 1978

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Definitions:

Thyroid-Stimulating Hormone Test

A blood test used to evaluate the functioning of the thyroid gland by measuring levels of thyroid-stimulating hormone.

Liver Function Test

Tests used to assess the health and functioning of the liver, including measurements of enzymes, proteins, and substances processed or produced by the liver.

Ruby Red Papules

Small, round spots on the skin that are red or purple in color, typically representing a type of dermatological condition.

Cherry Angiomas

Small, benign tumors that appear as red spots on the skin, caused by an overgrowth of blood vessels.