The Credit Bureau Cannot Charge You a Disclosure Fee If

question 173

Multiple Choice

The credit bureau cannot charge you a disclosure fee if you ask to see your file within ______ days of being notified of a denial based on a credit report.

• A) 10
• B) 20
• C) 30
• D) 40
• E) 60

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Definitions:

Strict Product Liability Theory

A legal doctrine that holds a seller, distributor, or manufacturer liable for any damages caused by a defective product, regardless of fault.

Reasonably Foreseeable Party

Individuals or entities who can reasonably be expected to be affected by decisions or actions, especially in the context of duty of care in negligence cases.

Design Defect

A defect that is found in all products of a particular design and renders them dangerous.

Toy Manufacturer

A company or individual engaged in the production of toys for children.