A Bank That Is Looking at Your Past Payment Records

question 162

Multiple Choice

A bank that is looking at your past payment records on your loans is most likely examining which aspect of the 5 Cs of lending?

• A)Character
• B)Capacity
• C)Collateral
• D)Capital
• E)Conditions

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Definitions:

Emotional Loneliness

The feelings of isolation and sadness due to a lack of close emotional relationships.

Temporal Need-threat Model

is a theoretical framework suggesting that the perception of threats to one's needs over time can lead to psychological distress or motivation to address those threats.

Reflexive Stage

A phase in group development where the group reflects on and adjusts its structure and process in order to improve performance and relationships.

Kipling Williams

A researcher known for his work in social psychology, particularly in the areas of ostracism, social exclusion, and the need for belonging.