David Wynn Gets a Personal Loan from His Credit Union

question 60

Multiple Choice

David Wynn gets a personal loan from his credit union for $1,000. David will make monthly payments $85.15 over the next year to repay the loan. What type of financial service is David using?

• A) Payment service
• B) Savings service
• C) Borrowing service
• D) Trust service
• E) Asset management

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Definitions:

Resting Neuron

A neuron in its non-excited state, maintaining a stable negative charge inside the cell relative to the outside, ready to transmit signals when activated.

Endorphin Release

The process through which the body's natural painkillers, endorphins, are released, often in response to stress or exercise, producing a feeling of well-being.

Motor Responses

Bodily reactions and movements that are the result of processing information through the nervous system, often in response to environmental stimuli.

Brief Euphoria

A short-lived feeling of intense happiness or well-being.