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The Truth in Lending Act (TILA)fixes interest rates.
Luxuries
Goods or services that are considered non-essential but desirable and are often associated with high quality and a high price.
Necessities
Essential needs required for basic human survival and well-being, such as food, water, and shelter.
Entering U.S.College Students
Entering U.S. college students refers to individuals beginning their undergraduate education in colleges or universities in the United States.
Wealthy
Having an abundance of financial resources or valuable possessions, which affords a person or entity a high standard of living.
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