Examlex
What are the different electronic funds transfer systems utilized by consumers?
Punishment
A consequence applied with the intent of reducing or eliminating an undesired behavior.
Employee Initiative
The ability and willingness of employees to take action and make decisions without explicit instruction or prompting from management.
Flexibility
The quality of being adaptable or variable, capable of changing or being modified according to circumstances.
Unpleasant Event
An occurrence that causes discomfort, distress, or dissatisfaction to an individual.
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