Homeowners' Insurance Policies

question 16

Multiple Choice

Homeowners' insurance policies:

• A) often provide coverage under their comprehensive and collision sections for car damages resulting from vandalism.
• B) insure both the insured's dwelling and the personal property located on the real property.
• C) do not cover personal property that was temporarily removed from the dwelling at the time it was damaged.
• D) do not allow property owners to purchase specialized policies to make up for gaps in a standard insurance contract.

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Definitions:

Cloward

Refers to Richard Cloward, a sociologist known for his work on the theory of structural strain in causing delinquency and crime.

Illegitimate Opportunity

refers to opportunities for crime that are available to people because of their position or environment, often seen in social learning theory.

Social Controls

Mechanisms, strategies, and techniques societies or groups use to maintain order, enforce norms, and regulate behavior.

Deviant Behavior

Conduct that strays from widely accepted social norms, values, and expectations, often resulting in social judgement or sanctions.