_____ Bars an Insurer from Challenging Its Liability on a Policy

question 3

Multiple Choice

_____ bars an insurer from challenging its liability on a policy on the basis of an insured's misrepresentations if the policy has been in force for a specified period of time.

• A) Reinstatement clause
• B) Pro rata clause
• C) Incontestability clause
• D) Coinsurance clause

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Definitions:

Information Accurate

Data or details that are correct, reliable, and free from errors, reflecting the true state of affairs.

Independently Verified

Describes information, data, or claims that have been confirmed for accuracy or validity by a third-party source without conflicts of interest.

Fact Checking

The process of verifying the accuracy and truthfulness of information, statements, or claims.

Credible

Being believable or trustworthy, often used to describe reliable sources or information.