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Bottles of very fine wine are less liquid than demand deposits.
Variable Life
A type of life insurance policy that includes an investment component, where the cash value and death benefit can vary based on the performance of the investments.
Universal Life
A flexible premium life insurance policy that combines protection with a cash value accumulation that earns interest.
Social Constraint
Limitations or restrictions on behavior that are enforced by social or cultural norms.
Investment Policy Statement
A document that outlines an investor’s objectives, risk tolerance, time horizon, and investment constraints, guiding the investment decisions and strategies.
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