A Debtor Will Be Denied a Chapter 7 Discharge If

question 94

Multiple Choice

A debtor will be denied a Chapter 7 discharge if he or she has received a Chapter 13 discharge within the past six years:

• A) unless payments under that Chapter's plan totaled at least 100% of allowed unsecured claims.
• B) unless payments under Chapter 13 totaled at least 70% of allowed unsecured claims and the plan was the debtor's best effort.
• C) In all events.
• D) Both (a) and (b) are alternative exceptions to the six-year rule.

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Definitions:

Abstract Logic

A form of reasoning that does not rely on empirical evidence and utilizes concepts and principles that are not tied to specific examples or experiences.

Unwarranted Assumptions

These are beliefs taken for granted without sufficient evidence or rationale, often influencing reasoning and decision-making.

Chunking Memory

A process by which individual pieces of information are grouped together into larger units, making them easier to remember.

Working Memory

A cognitive system responsible for temporarily holding and manipulating information necessary for complex tasks such as learning, reasoning, and comprehension.