If a Debtor Defaults on a Credit Contract,the Creditor May

question 9

Multiple Choice

If a debtor defaults on a credit contract,the creditor may:

• A)impose a late charge.
• B)garnish wages if there has been a court proceeding to enforce collection of a judgment.
• C)declare the entire balance of the debt immediately due and may sue on the debt.
• D)All of the above.
• E)(a) and (c) are correct.

Grasp the origins and key principles of deterrence theory and its differentiation from the positivist school of criminology.

Distinguish between deterrence and rehabilitation as philosophies within the operation of the criminal justice system.

Recognize the principles of peacemaking criminology and its focus on nonviolence and addressing social injustice.

Understand the concept and effectiveness of restorative justice as an approach within the criminal justice system.

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Definitions:

To-do List

A list of tasks or activities that one intends to accomplish over a specific period.

Prioritize List

The process of organizing tasks, problems, or needs in order of importance or urgency to ensure focus on the most critical issues first.

Self-reliance

The reliance on one’s own powers and resources rather than those of others.

Constructive Criticism

Feedback that is specific, actionable, and intended to help improve someone's work or behavior, rather than merely to criticize or find fault.