Examlex
The ________ is the Freudian structure of personality that consists of instincts and is totally unconscious.
Credit Standards
The criteria that lenders use to determine the creditworthiness of potential borrowers.
Sub-prime Loans
Loans offered to individuals with poor credit histories or higher risk of default, often at higher interest rates.
Mortgage Default Rate
The percentage of home mortgages on which the borrower is late by ninety days or more with the payments on the loan or it is in the foreclosure process. This rate is sometimes referred to as the serious delinquency rate.
Foreclosure Process
The legal procedure by which a lender attempts to recover the balance of a loan from a borrower who has defaulted on their mortgage payments by forcing the sale of the asset used as the collateral for the loan.
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