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Finance Company
A business that provides loans to individuals or corporations, apart from traditional banks, often focusing on areas such as auto financing, personal loans, and leasing.
Effective Rate
The actual interest rate on an investment or loan, taking into account the effects of compounding.
Insurance Settlement
The amount paid by an insurer to a policyholder or claimant as resolution for a filed claim.
Compounded Nominal Annual Rate
The rate of interest per year without taking into account the compounding within that year, often differing from the effective annual rate.
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