If Insurance Companies Are Required to Offer Coverage to All

question 12

Multiple Choice

If insurance companies are required to offer coverage to all interested people, it is said that premiums for each person will be increased.Assume that the insurance market is perfectly competitive.What is the major reason for raising the premium?

• A)The insurance companies take advantage of the increased demand and collude.
• B)Medical services are more expensive because of increased demand.
• C)Less healthy people join the pool of insured and hence increase the risk and the premium.
• D)none of the statements associated with this question are correct.

Recognize the importance of environmental factors and community infrastructure in disease prevention.

Understand the historical development of public health initiatives and their impact on community health.

Analyze the role of government and non-governmental organizations in the advancement of public health.

Identify key figures and their contributions to public health and nursing.

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Definitions:

Lower Esophageal Sphincter

A muscular ring that controls the flow between the esophagus and stomach, preventing reflux.

Anal Sphincter

A muscle that surrounds the anus and controls the release of feces from the digestive tract.

Lesser Omentum

A double layer of peritoneum that extends from the liver to the lesser curvature of the stomach and the beginning of the duodenum.

Greater Omentum

A large apron-like fold of visceral peritoneum that hangs down from the stomach.